.inner-hero { padding: 10rem 0 6rem; background: linear-gradient(160deg, #02070D 0%, #061526 60%, #0B2239 100%); position: relative; overflow: hidden; }
    .inner-hero::before { content: ''; position: absolute; top: -200px; right: -200px; width: 700px; height: 700px; border-radius: 50%; background: radial-gradient(circle, rgba(214,167,44,0.07) 0%, transparent 70%); }
    .two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 4rem; align-items: start; }
    .three-col { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; }
    .doubt-card { background: var(--navy-mid); border: 1px solid var(--border-navy); border-radius: var(--radius-lg); padding: 1.75rem; transition: var(--transition); }
    .doubt-card:hover { border-color: var(--border-gold); }
    .doubt-q { font-family: var(--font-heading); font-size: 0.95rem; font-weight: 700; color: var(--gold); margin-bottom: 0.5rem; }
    .doubt-a { font-size: 0.875rem; color: var(--gray-text); line-height: 1.7; }
    .risk-item { display: flex; gap: 1rem; align-items: flex-start; padding: 1.25rem 0; border-bottom: 1px solid var(--border-navy); }
    .risk-item:last-child { border-bottom: none; }
    .risk-icon { width: 36px; height: 36px; border-radius: 50%; background: rgba(214,67,44,0.1); border: 1px solid rgba(214,67,44,0.3); display: flex; align-items: center; justify-content: center; font-size: 0.9rem; flex-shrink: 0; }
    .risk-title { font-family: var(--font-heading); font-size: 0.9rem; font-weight: 700; color: var(--white-soft); margin-bottom: 0.25rem; }
    .risk-text { font-size: 0.85rem; color: var(--gray-text); line-height: 1.6; }
    @media (max-width: 1024px) { .two-col { grid-template-columns: 1fr; } .three-col { grid-template-columns: 1fr; } }
    @media (max-width: 768px) { .three-col { grid-template-columns: 1fr 1fr; } }